NOAH Flood Risk Scorecard Disclaimer

Last updated: November 12, 2025

The information provided in this Flood Risk Scorecard (the "Report") has been prepared by NOAH Intelligence Inc. ("NOAH") using proprietary models, data sources, and analytical methods, including but not limited to NOAH's HydroSim™ physics-based flood-modelling engine and related datasets. This Report is intended for informational and decision-support purposes only and does not constitute engineering advice, insurance underwriting guidance, financial recommendation, or legal opinion.

While NOAH strives to ensure the accuracy and reliability of the information contained herein, all modelling results are inherently subject to uncertainty due to limitations in available data, model assumptions, and natural variability in hydrologic, hydraulic, and climatic conditions. Accordingly, NOAH makes no representations or warranties, express or implied, as to the accuracy, completeness, or fitness for a particular purpose of this Report or any of its contents.

Recipients of this Report are solely responsible for evaluating its suitability for their intended use and for making all decisions based on their own professional judgment and independent verification. NOAH disclaims all liability for any direct, indirect, incidental, or consequential losses or damages arising from the use of, or reliance upon, this Report or the information contained herein.

All proprietary methodologies, models, and outputs remain the intellectual property of NOAH Intelligence Inc. and may not be reproduced, redistributed, or modified without written consent.